Where does this demographic data come from?

All demographic data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates, which samples about 3.5 million households annually. The 5-year estimates provide the most reliable data for small geographies like municipalities.

What is the difference between Census data and ACS data?

The decennial Census (conducted every 10 years) is a full population count focusing on basic demographics. The ACS is an ongoing survey that collects detailed data on income, education, housing, commute patterns, and more. ACS data is updated annually but represents averages over a 5-year period.

How accurate is this data for small towns?

For smaller municipalities, ACS estimates have wider margins of error because fewer residents are sampled. The 5-year estimates reduce this uncertainty by averaging over a longer period. For towns under 5,000 people, treat specific numbers as approximations rather than precise counts.

Fernandina Beach, FL Population, Income & Demographics 2026

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Demographics — 2024 ACS 5-Year Estimatesi

Census

Populationi

13,420

Median Agei

58.6

Race & Ethnicityi

White

80%10,738

Hispanic/Latino

10.2%1,365

Black

8.2%1,101

Two or More

1.2%157

Asian

0.4%59

Educational Attainment (Age 25+)i

GED/Alternative

2.1%240

High School Diploma

14.5%1,655

Some College (<1 yr)

6.5%739

Some College (1+ yr)

10.8%1,226

Associate's Degree

9.3%1,059

Bachelor's Degree

32.5%3,698

Master's Degree

16.5%1,878

Professional Degree

2%230

Doctorate

2.4%270

HS or Higher

96.5%

BA or Higher

53.3%

Graduate+

20.9%

Housingi

Median Home Valuei

$555,400

Median Renti

$1,259

Tenure

Owner-Occupied

80.5%5,202

Renter-Occupied

19.5%1,262

Total Units

8,168

Homeownership

80.5%

Vacancy Rate

20.9%

Home Values

Under $50K

0.5%26

$50K–$100K

0.4%23

$100K–$150K

0.5%24

$150K–$200K

0.7%34

$200K–$300K

11.4%593

$300K–$500K

30.6%1,591

$500K–$1M

44%2,288

$1M+

12%623

Rent Distribution

Under $500

$500–$750

212

$750–$1,000

102

$1,000–$1,250

210

$1,250–$1,500

$1,500–$2,000

166

$2,000+

368

Year Built

2020 or later

2.4%195

2010–2019

10.5%861

2000–2009

16.2%1,326

1990–1999

13.7%1,120

1980–1989

19.3%1,574

1970–1979

11.6%946

1960–1969

5.1%415

1950–1959

8.3%676

1940–1949

4.2%346

1939 or earlier

8.7%709

Heating Fuel

Electricity

93.5%6,046

Bottled/LP Gas

2.6%169

Fuel Oil

1.9%120

Utility Gas

1.7%113

Solar

0.2%16

Economyi

Median Household Incomei

$97,903

Mean Household Incomei

$132,597

Per Capita Incomei

$65,868

Poverty Ratei

11.1%

Unemploymenti

2.6%

Labor Forcei

6,349

Household Income Distribution

Under $10K

6%389

$10K–$15K

3.3%212

$15K–$20K

0.9%56

$20K–$25K

3%191

$25K–$30K

0.7%48

$30K–$35K

3%196

$35K–$40K

2.7%177

$40K–$45K

4%257

$45K–$50K

1.5%97

$50K–$60K

8.4%540

$60K–$75K

7.6%489

$75K–$100K

13.1%845

$100K–$125K

9.5%616

$125K–$150K

10.9%707

$150K–$200K

10.4%671

$200K+

15.1%973

Federally Subsidized Housingi

HUD

The federal government helps low-income families, seniors, and people with disabilities afford housing through several programs. Residents typically pay about 30% of their income toward rent, with the government covering the rest. This data shows how many households in this community receive that assistance.

Subsidized Homesi

Residentsi

157

Avg. Tenant Renti

$432/mo

Avg. Waitlisti

15 months

Programs in this community

Public Housing57 homes95% occupied$444/mo rent

Government-owned housing managed by local housing authorities

Housing Choice Vouchers12 homes91% occupied$377/mo rent

Rental vouchers (Section 8) that help tenants pay for private-market housing

Household Incomei

Based on area median of $97,903/yr

Extremely low incomeUnder $29K/yr

72.2%

Very low income$29K–$49K/yr

16.2%

Low income$49K–$78K/yr

9.9%

Moderate / aboveOver $78K/yr

1.7%

Who Receives This Housing

85.5% of subsidized households are headed by a single mother

69% of subsidized households are minority

10.8% of subsidized households include someone with a disability

26% of subsidized households include a senior (62+)

Ancestry & Heritage

Self-reported ancestry groups. Residents may report multiple ancestries, so totals may exceed 100%.

Foreign-Born Populationi

Foreign-Borni

7065.3%

By Region

Top Countries

Canada

102

United Kingdom

Mexico

Philippines

Commute & Transportationi

Workersi

6,136

Avg. Commutei

22.3 min

How People Get to Work

Travel Time to Work

Workforce

Total Employed

6,169

Occupations

Industries

Social Characteristicsi

Marital Status (15+)i

Veteransi

1,457(12.3% of civilian adults)

Health Insurancei

91.4%Insured

8.6%Uninsured