Top 10 Most Affordable Homes in Okaloosa County
iCities and towns ranked by home affordability, factoring in housing cost, local wages, safety, and school quality. Showing cities in Okaloosa County, Florida. Ranked 4 cities with a population of 1,000 or more.
| #▴▾ | City▴▾ | Affordability Score▴▾ |
|---|---|---|
| 1 | ValparaisoOkaloosa | 82 / 100 |
| 2 | Fort Walton BeachOkaloosa | 74 / 100 |
| 3 | CrestviewOkaloosa | 72 / 100 |
| 4 | NicevilleOkaloosa | 71 / 100 |
Methodology
Composite score (0–100) based on: median home value inverted — lower cost scores higher (40%), average annual wage (25%), crime rate inverted — lower crime scores higher (20%), and school quality composite (15%). Each component is min-max normalized across all cities in the state.
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