Where does this demographic data come from?

All demographic data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates, which samples about 3.5 million households annually. The 5-year estimates provide the most reliable data for small geographies like municipalities.

What is the difference between Census data and ACS data?

The decennial Census (conducted every 10 years) is a full population count focusing on basic demographics. The ACS is an ongoing survey that collects detailed data on income, education, housing, commute patterns, and more. ACS data is updated annually but represents averages over a 5-year period.

How accurate is this data for small towns?

For smaller municipalities, ACS estimates have wider margins of error because fewer residents are sampled. The 5-year estimates reduce this uncertainty by averaging over a longer period. For towns under 5,000 people, treat specific numbers as approximations rather than precise counts.

Chipley, FL Population, Income & Demographics 2026

MSAPanama City-Panama City Beach#7/12 Population

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Demographics — 2024 ACS 5-Year Estimatesi

Census

Populationi

3,683

Median Agei

37.9

Race & Ethnicityi

White

56.6%2,086

Black

35.1%1,292

Two or More

4.5%166

Hispanic/Latino

3.8%139

Educational Attainment (Age 25+)i

GED/Alternative

8.4%218

High School Diploma

28.1%733

Some College (<1 yr)

4.3%112

Some College (1+ yr)

13.8%360

Associate's Degree

16.3%426

Bachelor's Degree

9.9%259

Master's Degree

6.7%175

Professional Degree

0.4%11

HS or Higher

88%

BA or Higher

17.1%

Graduate+

7.1%

Housingi

Median Home Valuei

$143,700

Median Renti

$761

Tenure

Owner-Occupied

65.7%993

Renter-Occupied

34.3%519

Total Units

1,796

Homeownership

65.7%

Vacancy Rate

15.8%

Home Values

Under $50K

6%60

$50K–$100K

16.4%163

$100K–$150K

32.2%320

$150K–$200K

11.9%118

$200K–$300K

20.1%200

$300K–$500K

11.8%117

$500K–$1M

1.5%15

Rent Distribution

Under $500

153

$500–$750

$750–$1,000

111

$1,000–$1,250

109

$1,250–$1,500

Year Built

2010–2019

4.9%88

2000–2009

14.5%261

1990–1999

5.9%106

1980–1989

9.4%169

1970–1979

19.9%357

1960–1969

16.8%302

1950–1959

15.3%274

1940–1949

6.4%115

1939 or earlier

6.9%124

Heating Fuel

Electricity

90.4%1,367

Utility Gas

9.6%145

Economyi

Median Household Incomei

$46,193

Mean Household Incomei

$67,530

Per Capita Incomei

$28,094

Poverty Ratei

11.8%

Unemploymenti

3.9%

Labor Forcei

1,684

Federally Subsidized Housingi

HUD

The federal government helps low-income families, seniors, and people with disabilities afford housing through several programs. Residents typically pay about 30% of their income toward rent, with the government covering the rest. This data shows how many households in this community receive that assistance.

Subsidized Homesi

122

Residentsi

254

Avg. Tenant Renti

$376/mo

Avg. Waitlisti

13 months

Programs in this community

Public Housing88 homes99% occupied$374/mo rent

Government-owned housing managed by local housing authorities

Housing Choice Vouchers20 homes63% occupied$429/mo rent

Rental vouchers (Section 8) that help tenants pay for private-market housing

811/PRAC14 homes94% occupied$312/mo rent

Household Incomei

Based on area median of $46,193/yr

Extremely low incomeUnder $14K/yr

63.1%

Very low income$14K–$23K/yr

25.4%

Low income$23K–$37K/yr

8.6%

Moderate / aboveOver $37K/yr

2.9%

Who Receives This Housing

85.3% of subsidized households are headed by a single mother

52.9% of subsidized households are minority

20% of subsidized households include someone with a disability

27.1% of subsidized households include a senior (62+)

Ancestry & Heritage

Self-reported ancestry groups. Residents may report multiple ancestries, so totals may exceed 100%.

Foreign-Born Populationi

Foreign-Borni

1514.1%

By Region

Commute & Transportationi

Workersi

1,619

Avg. Commutei

30.1 min

How People Get to Work

Travel Time to Work

Workforce

Total Employed

1,581

Occupations

Industries

Social Characteristicsi

Veteransi

196(7% of civilian adults)

Health Insurancei

90.2%Insured

9.8%Uninsured