How are property tax rates determined in Illinois?

Property tax rates in Illinois are set by each taxing district (municipality, school district, park district, library, etc.) based on their annual levy (the amount of tax revenue they need). The rate is calculated by dividing the levy by the total assessed value of all property in the district.

What is the composite tax rate?

The composite tax rate is the sum of all overlapping taxing district rates that apply to a specific property. A typical property may be taxed by several overlapping districts. The composite rate determines your total tax bill when multiplied by your property's assessed value.

Why do tax rates vary within the same town?

Properties within the same municipality can have different composite rates because overlapping districts (school, park, fire, library) have different boundaries. A home in one school district may have a different rate than a home two blocks away in a different school district.

Hawthorn Woods, IL Property Tax Rate 2026 — Full Breakdown by District

CSAChicago-Naperville MSAChicago-Naperville-Elgin#13/303 Income

Showing latest tax year with year-over-year changes. Full rate history available with a paid plan. View plans →

Property Tax — Tax Year 2024 (payable 2025)i

IL DOR

Composite Ratei

7.13%–9.10%-3.5%YoY

Varies by school district

Municipal Portioni

0.6261%-4.6%YoY7.7% of total

Effective Ratei

2.38%–3.03%

Est. Annual Taxi

$15K–$19K

Median Home Valuei

$619,100

Total Leviedi

$713.2M

Tax Per Capitai

$417

Municipal Revenuei

$2.7M22.4% of total rev

Rate varies by school district. Your actual rate depends on which school district your property falls in.

Rate Trend — click a year to explorei

20232024

Municipal

Other Districts

Where Your Tax Dollar Goesi

$0.63 U 95 (Lake)

$0.49 E 96 (Lake)

$0.38 H 125

$0.35 E 79 (Lake)

$0.29 H 120 (Lake)

$0.10 Lake Co

$0.08 Hawthorn Woods

$0.04 Jc 532

$0.02 Lake Co Fst Prsv Dist

$0.02 Ela Twp

Estimated Tax by Home Valuei

$400K

$9,513–$12,133

$500K

$11,891–$15,167

$600K

$14,270–$18,200

$700K

$16,648–$21,233

$800K

$19,026–$24,266

$900K

$21,404–$27,300

$1M

$23,783–$30,333

Highlighted value is closest to median home value ($619K)

10 Overlapping Taxing Districtsi

U 95 (Lake)Unit K-12i

63%5.1168%

$104.2M levied

E 96 (Lake)Elementaryi

48.8%3.9645%

$61.5M levied

H 125High Schooli

38.4%3.1175%

$132.3M levied

E 79 (Lake)Elementaryi

35.2%2.8589%

$33.9M levied

H 120 (Lake)High Schooli

28.8%2.3364%

$44.7M levied

Lake Coi

10%0.8129%

$185.7M levied

Hawthorn Woodsi

7.7%0.6261%

$3.8M levied

Jc 532Community Collegei

3.5%0.2802%

$89.1M levied

Lake Co Fst Prsv Disti

2%0.1616%

$53.9M levied

Ela Twpi

1.7%0.1371%

$4.1M levied