How are property tax rates determined in Iowa?

Property tax rates in Iowa are set by each taxing district (municipality, school district, park district, library, etc.) based on their annual levy (the amount of tax revenue they need). The rate is calculated by dividing the levy by the total assessed value of all property in the district.

What is the composite tax rate?

The composite tax rate is the sum of all overlapping taxing district rates that apply to a specific property. A typical property may be taxed by several overlapping districts. The composite rate determines your total tax bill when multiplied by your property's assessed value.

Why do tax rates vary within the same town?

Properties within the same municipality can have different composite rates because overlapping districts (school, park, fire, library) have different boundaries. A home in one school district may have a different rate than a home two blocks away in a different school district.

Sergeant Bluff, IA Property Tax Rate 2026 — Full Breakdown by District

Showing latest tax year with year-over-year changes. Full rate history available with a paid plan. See products & pricing →

Property Tax — Tax Year 2025 (payable 2026)i

IA Dept of Management Property Tax

Composite Ratei

1.89%–3.23%+48.5%YoY

Varies by school district

Municipal Portioni

0.0000%0% of total

Effective Ratei

0.88%–1.50%

Est. Annual Taxi

$3K–$4K

Median Home Valuei

$298,500

Rate varies by school district. Your actual rate depends on which school district your property falls in.

Rate Trend — click a year to explorei

20242025

Municipal

Other Districts

Where Your Tax Dollar Goesi

$1.26 SGT BLUFF CITY/SGT BLUFF SCH TIF - BASE

$1.26 SGT BLUFF CITY/SGT BLUFF SCH/GROW WOODBURY -LL -AMEND #2 -TIF BASE

$1.26 SGT BLUFF/ SGT BLUFF SCH/ OAK HILLS

$1.26 SGT BLUFF/SGT BLUFF SCH/OAK HILLS INCREMENT

$1.26 SGT BLUFF CITY/SGT BLUFF SCH/AM 1 TIF - BASE

$1.26 SGT BLUFF CITY/SGT BLUFF SCH/SGT BLUFF NORTH

$1.26 SGT BLUFF 1ST ST CORRIDOR LL- INC

$1.26 SGT BLUFF 1ST ST CORRIDOR LL-BASE

$1.26 SERGEANT BLUFF CITY/SERGEANT BLUFF-LUTON SCH

$0.86 SGT BLUFF 1ST ST CORRIDOR SL - BASE

$0.86 SERGEANT BLUFF CITY AG/SERGEANT BLUFF-LUTON S

$0.86 SGT BLUFF CITY/SGT BLUFF SCH - TIF BASE

$0.86 SGT BLUFF CITY AG/SGT BLUFF SCH/GROW WOODBURY - SL - AMEND #2 TIF BASE

$0.86 SGT BLUFF 1ST ST CORRIDOR SL- INC

$0.74 SGT BL CITY EXEMPT SGT BL LUTON

$0.74 SERGEANT BLUFF CITY/SGT BLUFF SCH/CITY TAX EX

Estimated Tax by Home Valuei

$150K

$946–$1,613

$200K

$1,261–$2,151

$250K

$1,577–$2,689

$300K

$1,892–$3,227

$350K

$2,207–$3,765

$400K

$2,523–$4,303

$450K

$2,838–$4,840

Highlighted value is closest to median home value ($299K)

16 Overlapping Taxing Districtsi

SGT BLUFF CITY/SGT BLUFF SCH TIF - BASE

126.1%3.2273%

SGT BLUFF CITY/SGT BLUFF SCH/GROW WOODBURY -LL -AMEND #2 -TIF BASE

126.1%3.2273%

SGT BLUFF/ SGT BLUFF SCH/ OAK HILLS

126.1%3.2273%

SGT BLUFF/SGT BLUFF SCH/OAK HILLS INCREMENT

126.1%3.2273%

SGT BLUFF CITY/SGT BLUFF SCH/AM 1 TIF - BASE

126.1%3.2273%

SGT BLUFF CITY/SGT BLUFF SCH/SGT BLUFF NORTH

126.1%3.2273%

SGT BLUFF 1ST ST CORRIDOR LL- INC

126.1%3.2273%

SGT BLUFF 1ST ST CORRIDOR LL-BASE

126.1%3.2273%

SERGEANT BLUFF CITY/SERGEANT BLUFF-LUTON SCH

126.1%3.2273%

SGT BLUFF 1ST ST CORRIDOR SL - BASE

85.7%2.1926%

SERGEANT BLUFF CITY AG/SERGEANT BLUFF-LUTON S

85.7%2.1926%

SGT BLUFF CITY/SGT BLUFF SCH - TIF BASE

85.7%2.1926%

SGT BLUFF CITY AG/SGT BLUFF SCH/GROW WOODBURY - SL - AMEND #2 TIF BASE

85.7%2.1926%

SGT BLUFF 1ST ST CORRIDOR SL- INC

85.7%2.1926%

SGT BL CITY EXEMPT SGT BL LUTON

73.9%1.8923%

SERGEANT BLUFF CITY/SGT BLUFF SCH/CITY TAX EX

73.9%1.8923%