This data is based on ZIP codes 48706, 48708.
The U.S. Census reports business data by ZIP code, not city boundaries. Some businesses just outside city limits may be included, and vice versa.
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Bay City ZIP Area Economy · 2023
Wages -1% vs. avg. Bay Co. town
Bay City's ZIP area supports 22,665 jobs across 1,452 businesses, with workers earning an average of $47K per year, 1% below the Bay County average. The economy is well-diversified (0.88 index), led by retail trade and healthcare. 82.8% of businesses have fewer than 20 employees, and each business employs an average of 15.6 people. Jobs grew 5% from the prior year while business count grew 1.4%.
Where Businesses Clusteri
Larger blocks have more businesses.
Local Specialization vs. Bay Avg.i
Industries sorted by relative concentration in this ZIP area.
Business Size Distributioni
1,452 businesses by employee count. 82.8% are small businesses (under 20 employees).
Micro (<5)
Small (5-9)
Small (10-19)
Medium (20-49)
Medium (50-99)
Large (100-249)
Major (250-499)
Economic Densityi
0.70
jobs per resident
15.6
employees per business
County avg: 14.8+6%
$33K
payroll per resident
$736K
payroll per business
Bay City ZIP Area vs. Avg. Bay Co. Towni
All Industries in ZIP Areai
| Sector | Bay City ZIP | Avg. Bay Co. | Spec. |
|---|---|---|---|
| Retail Trade | 255 | 82 | 1.0x |
| Healthcare | 255 | 80 | 1.0x |
| Other Services | 166 | 53 | 1.0x |
| Food & Accommodation | 158 | 48 | 1.0x |
| Construction | 105 | 32 | 1.0x |
| Professional Services | 101 | 29 | 1.1x |
| Finance & Insurance | 83 | 26 | 1.0x |
| Manufacturing | 68 | 22 | 1.0x |
| Admin Services | 62 | 21 | 0.9x |
| Wholesale Trade | 54 | 18 | 0.9x |
| Real Estate | 43 | 12 | 1.1x |
| Transportation | 31 | 9 | 1.1x |
| Arts & Entertainment | 30 | 8 | 1.2x |
| Information | 13 | 5 | 0.8x |
| Education | 13 | 3 | 1.3x |
| Management | 10 | 2 | 1.6x |