This data is based on ZIP code 49085, which covers St. Joseph and Benton Harbor and Shoreham.
The U.S. Census reports business data by ZIP code, not city boundaries. All numbers reflect the combined ZIP code 49085 area shared across these towns.
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St. Joseph ZIP Area Economy · 2023
Wages +5% vs. avg. Berrien Co. town
St. Joseph's ZIP area supports 14,178 jobs across 827 businesses, with workers earning an average of $58K per year, 5% above the Berrien County average. The economy is well-diversified (0.90 index), led by healthcare and retail trade. 85.1% of businesses have fewer than 20 employees, and each business employs an average of 17.1 people. Jobs grew 3.7% from the prior year while business count declined 1.1%.
Where Businesses Clusteri
Larger blocks have more businesses.
Local Specialization vs. Berrien Avg.i
Industries sorted by relative concentration in this ZIP area.
Business Size Distributioni
827 businesses by employee count. 85.1% are small businesses (under 20 employees).
Micro (<5)
Small (5-9)
Small (10-19)
Medium (20-49)
Medium (50-99)
Large (100-249)
Major (250-499)
Economic Densityi
1.78
jobs per resident
17.1
employees per business
County avg: 14.9+15%
$104K
payroll per resident
$1.0M
payroll per business
St. Joseph ZIP Area vs. Avg. Berrien Co. Towni
All Industries in ZIP Areai
| Sector | St. Joseph ZIP | Avg. Berrien Co. | Spec. |
|---|---|---|---|
| Healthcare | 157 | 43 | 1.4x |
| Retail Trade | 95 | 45 | 0.8x |
| Professional Services | 94 | 28 | 1.3x |
| Food & Accommodation | 79 | 35 | 0.9x |
| Other Services | 73 | 32 | 0.9x |
| Finance & Insurance | 61 | 19 | 1.2x |
| Construction | 51 | 26 | 0.8x |
| Real Estate | 47 | 17 | 1.1x |
| Wholesale Trade | 36 | 12 | 1.1x |
| Manufacturing | 34 | 20 | 0.7x |
| Admin Services | 27 | 14 | 0.7x |
| Transportation | 24 | 8 | 1.1x |
| Arts & Entertainment | 22 | 8 | 1.1x |
| Education | 11 | 3 | 1.4x |
| Information | 8 | 4 | 0.8x |
| Management | 6 | 2 | 1.1x |