Where does this demographic data come from?

All demographic data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates, which samples about 3.5 million households annually. The 5-year estimates provide the most reliable data for small geographies like municipalities.

What is the difference between Census data and ACS data?

The decennial Census (conducted every 10 years) is a full population count focusing on basic demographics. The ACS is an ongoing survey that collects detailed data on income, education, housing, commute patterns, and more. ACS data is updated annually but represents averages over a 5-year period.

How accurate is this data for small towns?

For smaller municipalities, ACS estimates have wider margins of error because fewer residents are sampled. The 5-year estimates reduce this uncertainty by averaging over a longer period. For towns under 5,000 people, treat specific numbers as approximations rather than precise counts.

Cold Spring, MN Population, Income & Demographics 2026

CSAMinneapolis-St. Paul MSASt. Cloud#5/33 Home Value

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Demographics — 2024 ACS 5-Year Estimatesi

Census

Populationi

4,249

Median Agei

38.5

Race & Ethnicityi

White

89.6%3,809

Hispanic/Latino

5.1%216

Two or More

4.3%181

Other

0.7%30

American Indian/Alaska Native

0.2%8

Black

0.1%5

Educational Attainment (Age 25+)i

GED/Alternative

1.3%37

High School Diploma

22.2%626

Some College (<1 yr)

9.6%271

Some College (1+ yr)

15%423

Associate's Degree

15.6%441

Bachelor's Degree

23.8%672

Master's Degree

7.2%204

HS or Higher

94.7%

BA or Higher

31%

Graduate+

7.2%

Housingi

Median Home Valuei

$280,400

Median Renti

$1,424

Tenure

Owner-Occupied

66.5%1,234

Renter-Occupied

33.5%621

Total Units

1,878

Homeownership

66.5%

Vacancy Rate

1.2%

Economyi

Median Household Incomei

$72,228

Mean Household Incomei

$84,311

Per Capita Incomei

$37,797

Poverty Ratei

9.6%

Unemploymenti

5.3%

Labor Forcei

2,455

Federally Subsidized Housingi

HUD

The federal government helps low-income families, seniors, and people with disabilities afford housing through several programs. Residents typically pay about 30% of their income toward rent, with the government covering the rest. This data shows how many households in this community receive that assistance.

Subsidized Homesi

Residentsi

Avg. Tenant Renti

$478/mo

Programs in this community

Housing Choice Vouchers14 homes

Rental vouchers (Section 8) that help tenants pay for private-market housing

Project Based Section 861 homes90% occupied$478/mo rent

Privately owned apartments with rent subsidies tied to the building

Household Incomei

Based on area median of $72,228/yr

Extremely low incomeUnder $22K/yr

57%

Very low income$22K–$36K/yr

37%

Low income$36K–$58K/yr

Who Receives This Housing

62% of subsidized households are headed by a single mother

3% of subsidized households are minority

6% of subsidized households include someone with a disability

97% of subsidized households include a senior (62+)

Social Characteristicsi

Veteransi

190(5.7% of civilian adults)