How are property tax rates determined in Texas?

Property tax rates in Texas are set by each taxing district (municipality, school district, park district, library, etc.) based on their annual levy (the amount of tax revenue they need). The rate is calculated by dividing the levy by the total assessed value of all property in the district.

What is the composite tax rate?

The composite tax rate is the sum of all overlapping taxing district rates that apply to a specific property. A typical property may be taxed by several overlapping districts. The composite rate determines your total tax bill when multiplied by your property's assessed value.

Why do tax rates vary within the same town?

Properties within the same municipality can have different composite rates because overlapping districts (school, park, fire, library) have different boundaries. A home in one school district may have a different rate than a home two blocks away in a different school district.

South Mountain, TX Property Tax Rate 2026 — Full Breakdown by District

MSAKilleen-Temple#14/19 Income

Showing latest tax year with year-over-year changes. Full rate history available with a paid plan. See products & pricing →

Property Tax — Tax Year 2025 (payable 2026)i

TX Comptroller

Composite Ratei

1.32%–1.84%+8.6%YoY

Varies by school district

Municipal Portioni

0.0000%0% of total

Effective Ratei

1.32%–1.84%

Est. Annual Taxi

$2K–$3K

Median Home Valuei

$162,500

Total Leviedi

$58.3M

Rate varies by school district. Your actual rate depends on which school district your property falls in.

Rate Trend — click a year to explorei

20242025

Municipal

Other Districts

Where Your Tax Dollar Goesi

$0.75 Oglesby ISD

$0.66 Moody ISD

$0.64 Lampasas ISD

$0.62 Crawford ISD

$0.59 Valley Mills ISD

$0.57 Gatesville ISD

$0.49 Clifton ISD

$0.48 Copperas Cove ISD

$0.47 Jonesboro ISD

$0.42 Evant ISD

$0.36 Coryell County

$0.06 Central Texas College District

Estimated Tax by Home Valuei

$50K

$661–$920

$100K

$1,322–$1,840

$150K

$1,983–$2,760

$200K

$2,644–$3,681

$250K

$3,305–$4,601

$300K

$3,965–$5,521

$350K

$4,626–$6,441

Highlighted value is closest to median home value ($163K)

12 Overlapping Taxing Districtsi

Oglesby ISDUnit K-12i

74.6%1.1793%

$1.8M levied

Moody ISDUnit K-12i

66.3%1.0482%

$444K levied

Lampasas ISDUnit K-12i

64.2%1.0152%

$19K levied

Crawford ISDUnit K-12i

62%0.9795%

$144K levied

Valley Mills ISDUnit K-12i

58.7%0.9278%

$11K levied

Gatesville ISDUnit K-12i

56.7%0.8969%

$9.9M levied

Clifton ISDUnit K-12i

48.8%0.7715%

$74K levied

Copperas Cove ISDUnit K-12i

47.9%0.7575%

$13.6M levied

Jonesboro ISDUnit K-12i

47.4%0.7488%

$836K levied

Evant ISDUnit K-12i

41.8%0.6608%

$743K levied

Coryell Countyi

35.8%0.5658%

$28.2M levied

Central Texas College Districti

6%0.0952%

$2.5M levied