How are property tax rates determined in Texas?

Property tax rates in Texas are set by each taxing district (municipality, school district, park district, library, etc.) based on their annual levy (the amount of tax revenue they need). The rate is calculated by dividing the levy by the total assessed value of all property in the district.

What is the composite tax rate?

The composite tax rate is the sum of all overlapping taxing district rates that apply to a specific property. A typical property may be taxed by several overlapping districts. The composite rate determines your total tax bill when multiplied by your property's assessed value.

Why do tax rates vary within the same town?

Properties within the same municipality can have different composite rates because overlapping districts (school, park, fire, library) have different boundaries. A home in one school district may have a different rate than a home two blocks away in a different school district.

Kemp, TX Property Tax Rate 2026 — Full Breakdown by District

Showing latest tax year with year-over-year changes. Full rate history available with a paid plan. View plans →

Property Tax — Tax Year 2025 (payable 2026)i

TX Comptroller

Composite Ratei

2.09%–2.64%+4.3%YoY

Varies by school district

Municipal Portioni

0.8237%+13.4%YoY34.9% of total

Effective Ratei

2.09%–2.64%

Est. Annual Taxi

$4K–$4K

Median Home Valuei

$168,100

Total Leviedi

$397.4M

Tax Per Capitai

$987

Rate varies by school district. Your actual rate depends on which school district your property falls in.

Rate Trend — click a year to explorei

20242025

Municipal

Other Districts

Where Your Tax Dollar Goesi

$0.55 Forney ISD

$0.53 Kaufman ISD

$0.50 Kemp ISD

$0.49 Crandall ISD

$0.48 Terrell ISD

$0.45 Rockwall ISD

$0.40 Mabank ISD

$0.39 Scurry-Rosser ISD

$0.38 Quinlan ISD

$0.35 City of Kemp

$0.31 Wills Point ISD

$0.18 Kaufman County

$0.05 Trinity Valley CC District

Estimated Tax by Home Valuei

$50K

$1,043–$1,320

$100K

$2,086–$2,639

$150K

$3,129–$3,959

$200K

$4,173–$5,279

$250K

$5,216–$6,598

$300K

$6,259–$7,918

$350K

$7,302–$9,238

Highlighted value is closest to median home value ($168K)

13 Overlapping Taxing Districtsi

Forney ISDUnit K-12i

54.5%1.2869%

$135.5M levied

Kaufman ISDUnit K-12i

53.1%1.2552%

$21.3M levied

Kemp ISDUnit K-12i

49.7%1.1735%

$9.2M levied

Crandall ISDUnit K-12i

49.5%1.1692%

$33.3M levied

Terrell ISDUnit K-12i

47.8%1.1305%

$41.9M levied

Rockwall ISDUnit K-12i

45.2%1.0669%

$4.9M levied

Mabank ISDUnit K-12i

40.1%0.9469%

$8.0M levied

Scurry-Rosser ISDUnit K-12i

38.7%0.9152%

$4.8M levied

Quinlan ISDUnit K-12i

38.4%0.9064%

$727K levied

City of Kempi

34.9%0.8237%

$1.3M levied

Wills Point ISDUnit K-12i

31.1%0.7339%

$3.0M levied

Kaufman Countyi

17.6%0.4151%

$117.9M levied

Trinity Valley CC Districti

4.8%0.1137%

$15.5M levied